Businesses across the United States have a unique opportunity to claim compensation from a $5.54 billion settlement stemming from a long-standing class-action lawsuit against Visa and Mastercard. This lawsuit, which has been ongoing for years, alleged that the credit card giants imposed unfair swipe fees on merchants. These fees, which merchants argued were excessively high and lacked transparency, were tacked onto each transaction when customers used their Visa or Mastercard credit cards. For many businesses, these fees added up significantly, cutting into profits and making it challenging to manage costs. The settlement fund now offers relief for businesses that paid these fees, providing an opportunity to reclaim some of these lost funds. Background on the Lawsuit and the $5.54 Billion Settlement The settlement is the result of a legal battle that dates back over a decade. Merchants contended that Visa and Mastercard’s swipe fees, or interchange fees, were set without sufficient tra...
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We Are More Alike Than We Think: Embracing Our Common Humanity In a world that often highlights differences—whether in nationality, race, religion, or opinion—it's easy to forget a simple, profound truth: we are more alike than we are different. Beneath the surface, people from every corner of the globe share common desires, dreams, and values. We all want to be safe, to belong, to be loved, and to find meaning in our lives. When we pause to reflect on these universal needs, we realize that our similarities far outweigh our differences. Shared Dreams, Universal Hopes At the heart of it, people everywhere seek the same basic things. We all want happiness for ourselves and those we love. Whether you're a parent in New York City or Nairobi, you hope for a future where your children thrive. Whether you're working in a factory or running a tech startup, you want to find satisfaction in your work and meaning in your days. These are not just individual desires—they are the dream...
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